by princeville | Feb 1, 2022 | Australian Broker
2021 saw huge shifts in legislative, economic, governmental and market sentiment. And let’s not forget the cherry on top: a global pandemic. On the one hand governmental support and encouragement was provided to financial institutions to keep lending, and on the... by princeville | Nov 30, 2021 | Australian Broker
The intense scrutiny on Australia’s interest rates comes as many experts attribute record-low rates to the nation’s currently booming property market. However, there are mixed messages about whether a rate hike will occur in 2022. The Reserve Bank of... by Merri Mansfield | Nov 3, 2021 | Australian Broker
There’s some complacency “out there” now amongst people with mortgages. Findings from Aussie (which is owned by parent company Lendi Group) have found that 57 per cent of borrowers are currently not interested in or do not know if they want to refinance their home... by Merri Mansfield | Sep 22, 2021 | Australian Broker
Mortgage stress can happen at any time to good people. The usual culprits are illness, accident, divorce, separation, and job loss. But is there any reason to do anything about it if you hear about it? It’s a good question, many financial specialists have their own... by princeville | Aug 31, 2021 | Uncategorized
What then? There is a terrific amount of work that goes into having a loan application approved. Every broker knows it. You also know with absolute certainty that nasty surprises on a credit file may kill a deal, so it’s best to check first. But what if a credit... by princeville | Jul 23, 2019 | Uncategorized
It’s a common scenario. Franchisees think of a great idea to grow their business. So they approach the bank for a loan. But then they get rejected. As both a small business owner and a credit expert, this is a scenario I understand intimately. So believe me when I... by princeville | May 10, 2019 | Uncategorized
Credit repair is often portrayed as a dark art, but the concept is actually simple: once you learn the mass of relevant industry regulations, you discover the different buttons you need to push in different situations. So credit repair is actually a science, rather... by princeville | Jul 26, 2018 | The Adviser
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years. It is expected to help credit providers make better decisions about who they lend money to by ensuring they do... by princeville | Jun 8, 2018 | The Adviser
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments. Australians have debts across multiple sectors: home loans, car loans, personal loans,... by princeville | Apr 11, 2018 | The Adviser
Credit problems – who has them? If you’re reading this article, chances are you have, or you know someone who has. First off, know that you are not alone. A lot of people have issues with their credit from time to time. Australians are in more debt than ever before...
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