by princeville | Apr 20, 2015 | Mortgage Business
The day was coming, and has now arrived. In March 2014, the new credit reporting regime began in earnest in Australia and we were told that repayment history information would now be recorded on credit files. The legislation that brought this change came into effect... by princeville | Apr 15, 2015 | The Adviser
The day was coming, and has now arrived. In March 2014, the new credit reporting regime began in earnest in Australia and we were told that repayment history information would now be recorded on credit files. The legislation that brought this change came into effect... by princeville | Feb 15, 2015 | The Adviser
People with a bad credit file aren’t bad people. And credit repair agencies aren’t trying to get them out of their financial obligations. This is the feedback I sometimes get. In my opinion it’s a completely erroneous view that persists with some people in the... by princeville | Jan 14, 2015 | The Adviser
We’ve had some customers recently who can’t get loans, but not because they have adverse information on their credit file. Yes, you heard me: these clients have credit reports with no obvious adverse credit information on them, like defaults, judgments or... by princeville | Oct 22, 2014 | The Adviser
What can we learn from the UK’s experience of comprehensive credit reporting? In March 2014, Australia introduced comprehensive credit reporting, a regime that was established in the UK, USA and other countries over 10 years ago. The change sent shivers up my... by princeville | Sep 14, 2014 | The Adviser
The other day I was thinking about why I love doing credit repair and got to the nub of it by talking it over with my partner. I love doing credit repair because it helps one consumer or company at a time get back on a good financial track. There is a bank of stories... by princeville | Sep 11, 2014 | The Adviser
Brokers can turn clients into “raving fans” by helping them correct their credit reports, according to one credit repair agency. Princeville Credit Advocates lead adjudicator Merrilyn Mansfield told The Adviser in a video interview that this sends a message to clients... by princeville | Aug 29, 2014 | Australian Broker
The credit repair industry has fired back over a COSL release threatening to stop dealing with them. The Credit Ombudsman last week announced it was proposing to no longer deal with representatives of consumers – namely credit repair companies – “who... by princeville | Aug 7, 2014 | The Adviser
Last week, I had a revealing discussion with a broker about assisting a client with a default on his credit file. The broker said, “I don’t believe you can do this”, to which I replied “Do you believe it can’t be done or do you think we shouldn’t be doing this for... by princeville | Jul 11, 2014 | The Adviser
Finance experts ask from time to time whether paying a credit repair company to fix a credit file is necessary. There is a somewhat persistent view that consumers can sort out their own credit file issues with credit providers – and if that does not work they can take...
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