Client ready and willing, but are you able?

Exploring France’s Champagne region recently after an Australian friend was married there, I was reminded of the effect that Napoleon had on the common people of France. On many street corners, statues, plaques, and memorials mark the sites of victorious battles and...

Providing the right advice for a debt agreement

Let me start by saying I am not advocating that debt agreements are bad for everyone. What I am saying is that some companies who also sell credit repair – and I’m sure some that do not – are giving bad advice about debt agreements because they make good money out of...

The cost of a poor credit rating

Recently one of our clients had triplets. They were only planning one baby, but three were conceived naturally and they already had another young child. Sam, a young dad still in his 20s, urgently needed a new car to accommodate his expanding family, but when he...