Is credit repair ethical?

Last week, I had a revealing discussion with a broker about assisting a client with a default on his credit file. The broker said, “I don’t believe you can do this”, to which I replied “Do you believe it can’t be done or do you think we shouldn’t be doing this for...

Can your client repair their own credit file?

Finance experts ask from time to time whether paying a credit repair company to fix a credit file is necessary. There is a somewhat persistent view that consumers can sort out their own credit file issues with credit providers – and if that does not work they can take...