It matters who you get your credit repaired by. If you pick the wrong company, you may end up with an unnecessary credit enquiry on your credit file which will lower your credit score further. Or you may be told an adverse listing cannot be removed when the company has not exhausted all available avenues to get the job done. Or you may be sent a pack of template letters and be told to do the work yourself. In the Credit Repair Industry, just like in all other industries, you get what you pay for. As a rule, you only get one chance to clear your credit file. If it’s done poorly the first time, you may miss the opportunity of raising your credit score and being able to get the low-interest finance you are seeking. It’s therefore vital to get the job done by a professional. Going with the wrong company could mean you’ll waste your money and time and your circumstances won’t change.