Is your client’s business struggling financially?

Do your consumer clients have problems with their credit file?

Is your consumer client needing assistance to resolve an outstanding debt?

If so, we are here to help!

Some indicators that a business is struggling may be:

• Solicitors’ letters, demands, summonses, judgments or warrants against the business
• Creditors being paid outside trading terms
• Special arrangements with selected creditors
• Inability to obtain finance when needed

If your consumer client has defaults, excessive enquires, court judgments or RHI on their credit file we can investigate whether these can be removed from the file. If successful, this would allow your client to have a broader scope of lower interest finance options.

We are an alternative, holistic solution for individuals and businesses in trouble. Our debt relief solution aims to achieve any or all of the following outcomes for businesses and consumers:

1. Negotiating with creditors for reductions and waivers in debts based on the current business / personal circumstances.
2. Negotiating with creditors to reduce or suspend payments on interest.
3. Negotiating creditor payment plans within the client’s estimated budget to make paying back business and individual debts manageable over time.
4. Where successful, avoiding a 5-year black mark on a business or individual credit file in contrast to the outcome of bankruptcy or insolvency .
5. Where successful, avoiding a black mark on a director’s credit file for 10 years in contrast to the outcome of insolvency.
6. Minimising contact between the client and the creditors where possible.
7. A holistic business debt relief solution that is an alternative to immediate bankruptcy or insolvency.

Though the economic terrain may seem daunting, we are here to help your clients with tailored solutions and support.

If your client is still struggling with overwhelming debt, and their debts continue to escalate, we can help.

Our team of kind and non-judgmental specialists will step your client through some options to assist them to get their finances back on track. Or you could contact the National Debt helpline.

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