Why Choose Princeville Credit Advocates?
Personal Sevice
We provide you with your own highly experienced advocate who is allocated to your case.
Correct Advice
Your advocate has fought hundreds of similar cases to yours and know who to contact and how to negotiate for the removal of your incorrect listing(s).
Legal Basis
Your advocate has a firm grasp on the relevant credit reporting laws and will fight for the removal of your listing/s on this basis.
Professional Partners
Princeville partners with a solicitor who can fight on your behalf, if required.
More Choices
Princeville has all avenues of complaint and escalation available to them, unlike some less ethical operators who have been banned from using these avenues because of their poor practices.
No Conflicts
Princeville has no conflicts of interest. We only specialise in credit repair. We won’t do a poor job on purpose in order to offer you a high-interest loan or suggest you enter a Debt Agreement.
About Us
In 2009 Princeville Credit Advocates was born. Before we officially began we had helped two family members who had court judgments on their credit files. One owed $8,000 to a dentist that he thought was unfair and the other owed $25,000 to the council and this was stopping him getting a business loan.
We had been searching for a business to grow that was purpose driven and improved people’s lives, so after successfully negotiating on behalf of our family members, negotiating the debts and having the judgments erased from their credit files, we knew this was the business we wanted invest our passion in.
We researched everything about the law that governed how negative information was applied to credit files and discovered there were many mistakes made in the listing process. We also realised that our family members were not alone in having issues with their credit files and that 15% of Australians were suffering with low credit scores as well.
We set about spreading the word about our service, travelling the country meeting finance professionals who regularly saw credit impaired clients and turned them away.
After years of hard work growing Princeville we can now proudly say we have a team of 10 passionate people who are ready and rearing to assist credit impaired clients, a referral network of over 1600 finance professionals Australia wide, and 5,000 credit files cleared to date.
We pride ourselves on being an understanding ear to step our often-distressed clients through the process of credit repair and to get our clients into a position where they can apply for low interest loans and move forward with their financial lives.
DR MERRILYN MANSFIELD
Managing Director
Princeville Credit Advocates
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Latest Articles From Our Blog
Verifying credit files can mean cheaper loans: credit repair agency
Brokers can turn clients into “raving fans” by helping them correct their credit reports, according to one credit repair agency. Princeville Credit Advocates lead adjudicator Merrilyn Mansfield told The Adviser in a video interview that this sends a message to clients...
Credit repair company fires back at COSL
The credit repair industry has fired back over a COSL release threatening to stop dealing with them. The Credit Ombudsman last week announced it was proposing to no longer deal with representatives of consumers - namely credit repair companies - "who behave badly"....
Is credit repair ethical?
Last week, I had a revealing discussion with a broker about assisting a client with a default on his credit file. The broker said, “I don’t believe you can do this”, to which I replied “Do you believe it can’t be done or do you think we shouldn’t be doing this for...
Can your client repair their own credit file?
Finance experts ask from time to time whether paying a credit repair company to fix a credit file is necessary. There is a somewhat persistent view that consumers can sort out their own credit file issues with credit providers – and if that does not work they can take...
Five things you should know about credit repair in Australia
Merrilyn Mansfield of Princeville Credit Advocates clears up misconceptions about credit repair 1 CREDIT REPAIR HELPS BROKERS WRITE MORE LOANS CASE STUDY: Aggregator wrote $60 million more in loans as a direct result of sending credit-impaired clients to a credit...
Credit repair as an alternative to second-tier lending
I’m on the phone to finance experts every day – brokers, accountants, bankers, financial planners, wealth creators and fund managers. The question I ask every time is: “What you do with clients who have defaults or judgments on their credit file?” It’s a certain...
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