by princeville | Feb 6, 2018 | The Adviser
Debt consolidation is gaining more attention as Australian households face mounting debts. As the country’s household debt-to-income ratio hit almost 200% and total household debt reached a record $2.4trn this year, simplifying repayments and taking control of... by princeville | Dec 20, 2017 | The Adviser
A negative credit file doesn’t mean your client can’t get credit, but some options are better than others. When your client applies for any type of finance with any kind of negative listing on their credit file, there are three options: They can obtain the finance... by princeville | Dec 4, 2017 | The Adviser
Client’s go looking for broker support because they are looking for assistance navigating the muddy waters of the credit and finance system. They want guidance, they want the best rate and they want to work with someone they trust to get them what they want, when they... by princeville | Jun 28, 2016 | The Adviser
A new credit repair company, which aims to help brokers avoid wasting time on loan applications that are likely to be rejected, has entered the mortgage industry. Credit File Experts (CFE) obtains and assesses Veda credit files for consumers and companies, providing a... by princeville | Apr 11, 2016 | The Adviser
It is not cool in Australia to blow your own trumpet, right? But what do you do when you know certain competitors are failing to do proper investigations for their clients with credit impairments and your company continually picks up the pieces? To be frank, I am... by princeville | Dec 21, 2015 | Mortgage Business
I am working on a case at the moment where a gambling addict got small loans from Nimble and got into dramas with them. Gambling addiction is a shame-based addiction where impulse control is inhibited around gaming. If a payday loan turns sour it can be listed on a... by princeville | Dec 9, 2015 | The Adviser
Recently a broker sent me, for the first time, a free Credit Savvy report for one of his clients (with permission of course). Credit Savvy is a joint venture of Aussie Home Loans and Experian, the multinational credit reporting agency behemoth that has been operating... by princeville | Nov 11, 2015 | The Adviser
I’ve been working in credit repair for seven years, and let me tell you: it isn’t perfect. Sometimes a client’s listing is removed quickly and everyone is happy. But sometimes we can’t help people. It’s as simple as that. And the client and broker are sorely... by princeville | Oct 12, 2015 | The Adviser
Exploring France’s Champagne region recently after an Australian friend was married there, I was reminded of the effect that Napoleon had on the common people of France. On many street corners, statues, plaques, and memorials mark the sites of victorious battles and... by princeville | Aug 25, 2015 | The Adviser, Uncategorized
We are all aware of the adverse listings on a credit file that automatically make it harder for your client to get a loan. Overdue accounts (also called defaults), court actions (whether paid or unpaid), late payment indicators and excessive recent inquiries will...
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